Find Free Help

You don't have to sort money worries out alone. These UK organisations are independent and free at the point of use. Numbers starting 0800, 0808 or 116 are free to call from UK landlines and mobiles.

If money worries are affecting how you feel, you can talk to Samaritans any time, day or night, on 116 123 — free and confidential.

Citizens Advice

General advice

Free, confidential advice on benefits, work, debt, housing, consumer and legal problems — online, by phone or in person.

0800 144 8848FreeVisit website

MoneyHelper

Money & pensions

The government-backed service for free, impartial money and pensions guidance, with calculators and a benefits checker.

0800 138 7777FreeVisit website

StepChange Debt Charity

Debt

Free, expert debt advice and managed debt plans. Helps you build a budget and choose the right way to deal with debt.

0800 138 1111FreeVisit website

National Debtline

Debt

Free, confidential debt advice from the Money Advice Trust, with self-help fact sheets and sample letters.

0808 808 4000FreeVisit website

Christians Against Poverty (CAP)

Debt

Free debt help and budgeting support delivered through local centres across the UK. Open to people of any faith or none.

0800 328 0006FreeVisit website

Turn2us

Benefits & grants

A national charity helping people access benefits and charitable grants, with a free benefits calculator and grants search.

0808 802 2000FreeVisit website

Shelter

Housing

Free housing advice on renting, eviction, homelessness and repairs — online and via an emergency helpline.

0808 800 4444FreeVisit website

Age UK

Older people

Information and advice for older people on money, benefits, care and staying independent.

0800 678 1602FreeVisit website

Gingerbread

Single parents

Support and expert advice for single-parent families on money, benefits, work and maintenance.

0808 802 0925FreeVisit website

TaxAid

Tax

Free, independent tax advice for people on low incomes who can't afford to pay for professional help.

0345 120 3779Visit website

Samaritans

Emotional support

If money worries are affecting how you feel, Samaritans are there to listen, day or night — you don't have to be suicidal to call.

116 123FreeVisit website